Deeds Vs. Titles: How Are They Different?


Your Guide To How They Differ

The average person often uses the terms “deed” and “title” interchangeably. However, these two things are actually quite different. Both deeds and titles serve two different purposes. How are they different? To clear up the confusion, we are here to help differentiate the two with our quick guide. 


First off, a title is not an actual physical piece of paper. Instead, it is an idea or a concept. When it comes to real estate, having the title for the property is a way of saying it belongs to you. Because of this, the title must also then be “cleared” if and when you decide to sell that property to someone else. That means you must prove the title of your home is cleared of any liens, bankruptcies, and judgements. In a nutshell, the potential buyer does not want to become the owner of a title that has all sorts of issues on it. The title represents the idea of ownership.


On the other hand, a deed is an actual physical legal document. These documents transfer ownership of a property from one party to another. The deed states that the seller is the legally verified owner of the property they are selling. Moreover, it proves that it is clear of all liens and other issues. The seller will sign the deed, usually in the presence of a notary public for proof. Once the home is purchased, the buyer will receive the written deed to prove it now belongs to them. 

The Main Difference

As previously mentioned, titles and deeds do have some general overlap. However, deeds are actual written documents whereas titles are simply the ideas behind them. Essentially, the title is the legal right of ownership and deeds are the documents to prove that ownership.

Your Path to a Smooth Closing

Buying or selling a home is usually the biggest financial transaction of your life. Venture Title Agency is here to help you get it right the first time. Let us help you feel prepared and relaxed for your closing day. Contact us today to learn more!